Easy ways to buy and invest in Bitcoin

What is Bitcoin?

Bitcoin is a decentralized, peer-to-peer, digital currency system, designed to provide online users with the ability to process transactions through a digital exchange unit known as Bitcoins. In other words, it is a virtual currency.
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The Bitcoin system was created in 2009 by an undiscovered developer (s). Since then, Bitcoin has caused a great deal of attention, but also controversy, as an alternative to the US dollar, euros and commodity currencies such as gold and silver.

Rise to popularity

Bitcoin did not attract much attention in the world of business and finance before 2009. It was highlighted in the period from 2011 to 2012 when it gained over 300%. Bitcoin has seen a 400% increase in value since August last year. As a result, venture capital companies and investors around the world continue to attach importance to cryptocurrencies.
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In the first half of 2014, venture capital firms invested $ 57 million in Bitcoin in the first quarter, followed by another $ 73 million in the second quarter, for a total of $ 130 million, 50% more than last year’s total 88 million dollars. This is in stark contrast to the 2012 scenario when bitcoin companies raised a relatively meager $ 2.2 million.

These statistics unequivocally prove that Bitcoin is worth your investment, which begs the question of how you can buy and invest in Bitcoin?

A guide for novice Bitcoin investors

The easiest and least complicated method to invest in Bitcoin is to buy bitcoin. There are a lot of established companies, mostly in the USA, but also abroad, which are engaged in buying and selling bitcoin, abbreviated BTC.


If you live in the US, then Coinbase is the place you are looking for. Coinbase provides its customers with BTC at an estimated 1% of the current market price. Residents of the United States have the ability to synchronize Coinbase wallets with their bank accounts. As a result, future payment payments become free. This company gives you the option to automatically purchase bitcoin from time to time. For example, if you are interested in buying $ 50 in bitcoins at the beginning of each month, Coinbase allows you to set up an automatic purchase for that amount.

Please note the terms and conditions before using this service. If you have subscribed to the automatic coin minting service, then you will not be able to control the price at which BTC is purchased each month. Note that Coinbase does not function as a bitcoin exchange, ie. You buy and sell coins directly from the company. Because the company has to procure coins from other customers, you may face delays or interruptions when placing an order during rapid market moves.


BitStamp meets the requirements of conventional bitcoin exchange. Bitcoin acts as an intermediary that allows you to trade with other users, not with the company itself. Liquidity is higher here and you always have a good chance of finding someone who is willing to trade with you. There is an initial fee of 0.5% that can be reduced to 0.2% if you trade $ 150,000 over a 30-day period.

Alternative ways to buy bitcoin

Local bitcoins

Exchange is not the only method of investing in bitcoin. Local bitcoins are often used to buy BTC offline. The website is designed to connect potential buyers and sellers. Bitcoins are locked with sellers on escrow and can only be released to buyers.

Buying bitcoin offline is not always very reliable or secure. It is therefore advisable to meet with the vendors during the day and let a friend mark you in case things go south.

Bitcoin is not just a modern trend. Venture capital firms consider Bitcoin to be a decent substitute for a conventional currency in the long run. There are uncertain ways to enter the realm of bitcoin investing. As already mentioned, Coinbase, BitStamp and Local Bitcoins are the most popular channels for investing in bitcoin in the United States. Do your homework and find out which path marks all your boxes.


What will YOUR government do with Crypto?

Many states are now actively considering what to do with cryptocurrencies (CC) because they do not want to miss out on tax revenues, and to some extent feel they need to regulate this market space to protect consumers. Knowing that there are frauds and cases of hacking and theft, it is commendable that consumer protection is being considered at these levels. The Securities and Exchange Commission (SEC) was established in the United States for this purpose and the SEC has already introduced some regulations on CC stock exchanges and transactions. Other states have similar regulatory bodies and most are working to devise appropriate regulations, and the “rules” are likely to be dynamic for several years as governments discover what works well and what doesn’t. Some of the benefits of the CC are that they are NOT controlled by any government or Central Bank, so it might be interesting to pull the strings over the years to see how much regulation and control will be imposed by governments.
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A major concern of most governments is the potential to increase revenue by taxing profits generated in the CC market. The central issue to be addressed is whether CC should be treated as an investment or as a currency. Most governments so far tend to treat CC as an investment, like any other commodity in which profits are taxed by the capital gains model.
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Some governments view CC only as a currency that fluctuates in daily relative value, and will use taxable rules similar to foreign exchange investments and transactions. Interestingly, Germany jumped the fence here by deciding that CCs used directly to purchase goods or services are not taxable. It seems a bit chaotic and unfeasible when all of our investment gains could be tax-free if we used them to buy something directly – say a new car – every now and then. Maybe Germany will fine-tune their policy or reconsider how they move forward.
It is also more difficult for governments to enforce taxable rules given that there are no consistent global laws requiring CC exchanges to report CC transactions to the government. The global and distributed nature of the CC market makes it impossible for any state to know about all the transactions of its citizens.
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Tax evasion is already happening, as there are several countries that provide global banking services that are often used as tax havens, protecting funds from taxation. By their nature CCs were born into an empire of scarce regulation and control by governments, and that has both good and bad sides. It will take time for governments to go through all of this by trial and error – it’s still all new and that’s why we call CC and Blockchain technology “game changers”.
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Exclusion of PSA for 90 days – Impact on the sports card industry

On March 30, 2021, PSA (Professional Sports Authenticator) announced that it was temporarily suspending all of its Super Express rating services ($ 350 per card) for at least 90 days in hopes of opening all services around July 1, 2021. received more cards in 3 days than in the previous 3 months, leading to a backlog and eventually a difficult decision to suspend new submissions for several months.
Okay, let’s see what impact this will have in the short term. In the long run, it should be negligible for the sports card industry, as it looks at the moment, as they intend to return to servicing all PSA rating levels within 90 days.
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1 – People I believe will step back and take a look at each card and really enjoy the more they ask for the card, not just the rating, as they will not rate almost as many tickets as they previously were due to delayed services by PSA.
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2 – With SGC (Sportscard Guaranty Company) with at least $ 75 per card and BGS (Beckett Grading Services) with at least $ 100 per card to get a rating within a month or less, we probably won’t see much of the increase in business because PSA and it still has a Super Express service open at a price of $ 350 per card and their brand dictates so much more value in the open market.
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3 – The suspension of PSA rating services leaves an opportunity for companies such as HGA (hybrid rating) and CSG (certified sports guarantee) to reimburse especially on lower cards with values ​​of $ 500 or less due to their cheap rating services. For now, I believe CSG will have the best chance of grabbing a good chunk of market share for value cards of $ 500 or less from PSA, at least in the short term, while the value of PSA’s service has been suspended. How much CSG retains market share if PSA returns the valuation service to $ 25 is an unknown variable.
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4 – In the short term, PSA 10 values ​​should increase on all cards, but in particular should increase on lower cards worth $ 1,000 or less, simply because you cannot rate any PSA sports card at that value unless you would like to use a Super Express service, but it would not make financial sense for the price of $ 350 per card.
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I totally expect this to create more demand for these cards in the short term. However, in the long run, many of the base-level cards that PSA 10 should return to normal values ​​once / if PSA continues to service the value currently set at $ 25 / card. Higher value cards in each market (baseball, football, basketball, etc.) should continue to grow, as there are fewer available on the market, which is simply a rule of supply and demand.
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Coinbase: Bitcoin launches are expanding to take over most of the market

The price of bitcoin rose sharply in 2017. Coinbase, one of the world’s largest cryptocurrency exchanges, was in the right place at the right time to cash in on the jump in interest. Nonetheless, Coinbase is not interested in taking its crypto winnings for granted. In order to continue to lead in a much larger cryptocurrency market, the company is returning money to its master plan. By 2017, the company’s revenue was $ 1 billion, and over $ 20 billion in assets were traded with 20 million buyers.
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Coinbase, a San Francisco-based company, is known as the leading cryptocurrency trading platform in the United States and with its continued success came in 10th place on the CNBC Disruptor List in 2018, after failing to make a list for the previous two years.
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On their path to success, Coinbase left no stone unturned in the way of poaching key executives from the New York Stock Exchange, Twitter, Facebook and LinkedIn. In the current year, the size of his full-time engineering team has almost doubled.
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Earin.com bought Coinbase this April for $ 100 million. This platform allows users to send and receive digital currency while responding to mass market emails and completing micro tasks. Currently, the company plans to bring in former investor Andreessen Horowitz, founder and CEO of Earns, as its first technology director.
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According to current estimates, Coinbase was estimated at about $ 8 billion when it set out to buy Earn.Com. This value is much higher than the estimate of $ 1.6 billion estimated in the last round of venture capital financing in the summer of 2017.
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Coinbase declined to comment on its estimate, despite having more than $ 225 million in funding from leading WCs, including Union Square Ventures, Andreessen Horowitz and also from the New York Stock Exchange.

To meet the needs of institutional investors, the New York Stock Exchange plans to launch its own cryptocurrency exchange. Nasdaq, a rival of the NYSE, is also considering a similar move.
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• Competition is coming

While competing organizations are trying to bite into Coinbase’s business, Coinbase is looking for other venture capital opportunities in an attempt to build a trench around the company.
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Dan Dolev, a current Nomura analyst, said Square, a company run by Twitter CEO Jack Dorsey, could get into Coinbase’s exchange business because it started trading cryptocurrency in its Square Cash app in January.

According to Dolev estimates, average trading fees for Coinbase were about 1.8 percent in 2017. Such high fees could take users to other cheaper exchanges.
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Coinbase wants to become an all-in-one place for institutional investors, while protecting its exchanges. To lure the investor class into white gloves, the company announced a fleet of new products. This class of investors has been particularly cautious in diving into the volatile cryptocurrency market.

Coinbase Prime, The Coinbase Institutional Coverage Group, Coinbase Custody and Coinbase Market are products launched by the company.

Coinbase believes there are billions of dollars of institutional money that can be invested in digital currency. He already has custody of over $ 9 billion in customer assets.

Institutional investors are concerned about security, although they know that Coinbase has never suffered hacking like some other global cryptocurrency exchanges. The president of Coinbase and the chief executive said the impetus for launching custody of Coinbase last November was a lack of a trusted custodian to guard their crypto assets.

• Wall Street is currently switching from Bashing Bit to Cryptocurrency Backer

According to the latest data available from Autonomous Next Wall Street, interest in the cryptocurrency seems to be increasing. There are currently 287 crypto-hedge funds, while in 2016 there were only 20 cryptocurrency hedge funds. Goldman Sachs has even opened a counter for cryptocurrency trading.

Coinbase also introduced Coinbase Ventures, which is an incubation fund for early-stage beginners working in the cryptocurrency and blockchain space. Coinbase Ventures has already accumulated $ 15 billion for further investments. His first investment was announced in a startup called Compound, which allows lending or lending cryptocurrencies with interest.

In early 2018, the company launched Coinbase Commerce, which allows merchants to accept major cryptocurrencies for payment. Another bitcoin launch was BitPlay, which recently raised $ 40 million in risky money. Last year, BitPlay processed more than $ 1 billion in bitcoin payments.

Proponents of blockchain technology believe that cryptocurrency will be able to eliminate the need for central banking authorities in the future. In the process, it will reduce costs and create a decentralized financial solution.

• Regulatory safety remains intensive

In order to limit access to four cryptocurrencies, Coinbase has drawn a lot of criticism. But they must step carefully as U.S. regulators consider how the police manage certain uses of the technology.

For cryptocurrency exchanges like Coinbase, the question is worrying whether cryptocurrencies are securities that would be subject to the jurisdiction of the Securities and Exchange Commission. Coinbase, however, is slowly adding new coins as the SEC announced in March that it would apply security laws to all cryptocurrency exchanges.

The Wall Street Journal reported that Coinbase met with SEC officials to register as a licensed brokerage and e-commerce site. In such a scenario, it would become easier for Coinbase to support more coins, and also to comply with security regulations.

Creating wealth by gathering

Gearing is where you borrow money to invest. As already mentioned, it is best to clear all your debt before you make an investment. However, there will be situations where the investment is good and a small amount needs to be borrowed for the business to succeed. Lending can be for assets or stocks.

Gears allow you to increase your investment and potentially get a higher return. The downside, however, is if the investment doesn’t pay off, you’ll lose a lot more. A negative transfer occurs when the interest you pay on the loan is higher than the income from your investment (for example, from the property being rented). You can claim a loss or difference based on tax and write it off as a deduction from other income.

Negative transfer is not necessarily the best investment strategy. Even though you get tax relief, it still costs you. That is, you may save 25 cents on the dollar, but you have to spend one dollar for it.

People look at negative speed because they reckon that they will be able to sell the investment more than they bought it, and their losses are meanwhile deducted from other income they earn. They conclude that the Internal Revenue Commissioner is in fact helping them to finance the growth of the value of their assets.

If this can be avoided, do not borrow at home for investment. This is especially true when the investment is speculative. Things are going wrong and you wouldn’t want to find yourself on the street (without a family) without a roof over your head.

If you borrow money to invest, it is known as margin lending. The additional funds raised allow you to invest more, increasing the potential return on what you would get from your standard savings. It allows you to use someone else’s money so you can achieve a significant increase in your wealth from a small stake.

The downside is when stock prices fall below levels and when a margin call is made. When this happens, you will have 24 hours to respond in one of three ways. You have to get the money, you have to sell the property or you have to provide additional assets to replenish the capital.

If you have a loan with a margin, make sure you fully understand the terms of the loan and set survival strategies in case things fail.

Selection of discretionary income

Make the most of your discretionary income

Discretionary income is what you have left after paying fixed costs. It is yours to spend on whatever you choose.

But …

The way you spend this money can affect your financial situation, but before that we need to determine what the discretionary income is.

Rent / rates

Car costs



Groceries, etc.

People who have some kind of addiction will prioritize their consumption so that the addiction is included in their fixed cost.

Everyone as an adult has freedom of choice, unless there are no debts, which means that their freedom is revoked in relation to the level of debt.

The old adage “The borrower is a slave to the lender” summarizes.

We all have some control over most of our fixed costs such as groceries and electricity; we can reduce them, but items like rates / rents are fixed, but even then we can choose to live in a more modest apartment or reduce.

The excess of your expenses is called discretionary income.

Another way to increase your disposable (discretionary) income is to increase your income by getting a part-time job, hiring with higher salaries, or selling things online.

Saving your discretionary spending for some larger purpose, instead of spending it, gives your life some meaning. Instead of just letting things happen, you create things. Many people in 10-20 years wondered what happened.

There is a big difference between saving money and investing. Astute investors use their discretion to increase their wealth by investing in stocks and stocks with increased risk, gold and cryptocurrencies. There are enough online platforms on which you can put money into these things if you are still climbing the investment ladder.

But then you may prefer to save for the holidays and mark one or two items on your list. Closing the borders will limit your choice of places, but here in New Zealand there are so many fantastic places to visit that it is an opportunity to discover your backyard.

Among the most popular activities in New Zealand are landing on the Franz and Fox glaciers, going swimming in the hot pools of Hanmer Springs, visiting the Marlborough wine region or attending one of the sporting events across the country. I have to mention something here, a Tranz Alpine Express train ride between Christchurch and Greymouth. It has been rated one of the finest train journeys in the world and I disagree with that. It has to be on everyone’s list.

10 tips for optimizing SEO on a page

Here are our top 10 SEO page optimization tips on your website

1. Create high quality content

What is important for optimizing and improving an SEO blog on a page is creating the best possible content. Quality content that interests your audience. Content that solves your audience’s annoying problems while offering them what they’re looking for.

2. Optimize titles

The title may be the starting point that your readers see, so it must seduce them. It is also the first section that Google takes into account to rank a typical page. To improve SEO on your website, you need creative headlines, but in addition optimized and the main word must appear in the headlines.

Use the 70 characters that Google displays in search results and use the main keyword. The bigger at the beginning of the title, the bigger.

3. Optimize URLs

Although some CMSs like WordPress or Blogger automatically create URLs, if you want to improve the SEO found on a website page, always customize them. The URL of someone’s blog must be short but rich in content and relevant. Remove spaces with dashes between words.

4. Create internal connections

Every time you write an article that is a new blog, you create links in the content that result in other articles on your blog as long as they are truly related, needless to say. Why?

1. You give Google ways to navigate your website and you may rank it better because links help transfer authority from 1 page to another and increase thematic relevance.

2. You provide readers with valuable information while enriching the content with other useful information. Take a look at point 6 and you will see what we are talking about.

5. Connect to external sites

Linking external websites offers great value to your visitor as it gives them more information about what you are talking about, of course, you really need to link pages related to your content in anchor text.

6. Optimize your images

Optimize the weight and size of images before uploading them to an article.

Add an “alt” tag to any or all of your images, using the main keyword.

Fill in the “Title” tag descriptively and using the keyword that is the main one.

Add a description to the image.

Use an image compression plugin like Smushit for WordPress.

7. Post regularly

Google loves websites that are updated frequently. So, create an editorial calendar and follow it. You don’t have to post messages every day, but you do it more often than once a month. And stay regular. On the same day and at the same time if you decide to publish once a week, always do so. Your readers will appreciate it.

8. Optimize content

You need to work the most in this article, because that is exactly what your visitors will read. We have already said that, but we repeat: the content offers great value to your audience and has excellent quality. Focus on solving readers ’problems and provide them with what they are looking for.

Having said that, to drive SEO on your site, your primary keyword must be found in your body, but so are the variants of the word associated with the keyword that is the main other related keyword and synonyms. Why?

Because Google does not rank a page using only one keyword, it analyzes most content (SEO on the page) and external factors (SEO off the page) to see if the content is applicable.

9. Optimize meta descriptions

The description that is the target of a page or blog is exactly what appears when you look at the search results below the title and URL.

Aside from being one of the factors that Google uses to rank a website, it’s one of the best ways to invite visitors to click on your own article rather than another.

The meta description must be seductive and suggestive for a person to click on your post.

10. Optimize loading speed

Another very important factor that improves SEO on a page is the loading time. The smaller it is, the better, because Google likes pages that load quickly. You should ensure that it stays below 0.5 seconds. The person who clicked on your link may get bored and additionally press the back button if the years are loading. You can check the page speed using the page speed insight tool.

Do you think there are other approaches to improving SEO on your blog page? Is it possible to inform us of your secrets? Leave a comment below and discuss everything you do to optimize your site.

Things that look positive for cryptocurrencies

Although there were market corrections in the cryptocurrency market in 2018, everyone agrees that the best is yet to come. There were a lot of activities in the market that changed the tide for the better. With the right analysis and the right dose of optimism, anyone who is invested in the crypto market can make millions on it. The cryptocurrency market is here to stay long term. Here in this article, we give you five positive factors that can spur further innovation and market value in cryptocurrencies.

1. Innovation in scaling

Bitcoin is the first cryptocurrency on the market. It has the maximum number of users and the highest value. It dominates the entire value chain of the cryptocurrency system. However, it is not without problems. Its main bottleneck is that it can only process six to seven transactions per second. By comparison, credit card transactions average several thousand per second. Obviously, there is room for improvement in transaction scaling. With the help of peer-to-peer transaction networks on top of blockchain technology, it is possible to increase the number of transactions per second.

2. Legitimate ICO

Although there are cryptocurrencies on the market with a stable value, newer coins are being created that are designed to serve a specific purpose. Coins like IOTA aim to help the Internet of Things market by exchanging power currencies. Some coins address the issue of cyber security by providing encrypted digital vaults to store money.

New ICOs invent innovative solutions that disrupt the existing market and bring new value in transactions. They also gather market authority with their simple exchanges and reliable background operations. They also innovate on the technological side in terms of the use of specialized mining hardware and in the financial market, giving more freedom and opportunities to investors in exchange.

3. Clarity of regulation

In the current scenario, most governments study the impact of cryptocurrencies on society and how its benefits can be attributed to the wider community. We can expect that there may be reasonable conclusions from the results of the study.

Several governments are already moving towards legalizing and regulating the crypto market, just like any other market. This will prevent ignorant retail investors from losing money and protect them from harm. Regulations that encourage the growth of cryptocurrencies are expected to appear in 2018. This will potentially pave the way for broad adoption in the future

4. Increase application

There is tremendous enthusiasm for the application of blockchain technology in almost every industry. Some startups devise innovative solutions such as digital wallets, debit cards for cryptocurrencies, etc., this will increase the number of traders who are willing to perform transactions in cryptocurrencies, which in turn increases the number of users.

The reputation of crypto assets as a transaction medium will be strengthened as many people believe in this system. While some startups may not survive, they will positively contribute to overall market health by creating competition and innovation.

5. Investment of financial institutions

Many international banks are watching the cryptocurrency scene. This can lead to institutional investors entering the market. The influx of significant institutional investment will spur the next phase of crypto market growth. It captured the imagination of many banks and financial institutions.

As surprises and bottlenecks around cryptocurrencies diminish, they will be increasingly accepted by traditional investors. This will lead to the great dynamism and liquidity indispensable for any growing financial markets. Cryptocurrency will become the de facto currency for transactions worldwide.

The importance of thematic investment

Index Services has long dominated the investment markets. People who prefer diversity when it comes to investing are moving towards Thematic Investing. The importance of thematic investment is emphasized here.

It is an intuitive investment

This implies that, instead of indulging in something unknown, you can invest your hard-earned money in ideas as well as trends that are completely familiar to you and those that are exciting to you. A good knowledge of the same can give you the opportunity to make smart investment choices. As you do the research yourself, this further makes your position relatively strong. It further improves your ability to customize your portfolio. You can invest in areas that interest you, such as real estate, travel, and healthcare.

You can reconcile your values

Here you get the opportunity to reconcile the values ​​you think are important to you when it comes to your investment. You can easily invest in areas that you have a passion for or those that are primarily focused on social responsibility. You can simply make the world a better place to live with the help of your investment.

You have a huge choice

There are companies that give you a portfolio well prepared in advance if you wish. On the contrary, you have the opportunity to create a portfolio for yourself. There are a multitude of mutual fund options available to you as an investor.

Helps create alpha

Thematic investment is the best way to get the opportunity to generate alpha. If you understand that you are focusing on your investments in hotspots where you can allocate a significant amount of your capital, you can easily generate alpha. By simply analyzing other portfolios, you can make your own decision.

It gives you flexibility and transparency

By simply creating your own portfolios, you open the door to great opportunities. The ability to customize your portfolio is in itself a big advantage. All you need is great visibility as well as control, in addition to transparency with no hidden costs. You will get the clarity of your partial share as well as the penny.

It’s easy to access

Gone are the days when only a limited number of people had access to thematic investments due to the fact that portfolio structures were not only expensive, but at the same time restrictive and complex, which took a lot of time to maintain. Most of them were available to high net worth investors. This is not the case today because it has gained popularity and become available to investors from all brackets.

All in all, this is the significance of thematic investment. If you haven’t explored the boundaries of the same yet, it’s high time you did the same.

How to use volume oscillators and trend indicators to make money

You should never trade just on the basis of trend indicators. The volume oscillator (VO) is another indicator to help you determine if a trend is breaking support or resistance. Basically, the truth is the old saying: without volume there is no price movement, and without price movement there is no volume. Use that old saying to your advantage.

Several oscillators such as the percentage volume oscillator (PVO) and the market volume oscillator (MVO) are also based on VO.

The VO calculation is based on two moving volume averages (VMA). The basis of the budget is simple:

VO = [Fast VMA] / [Slow VMA]

A fast MMA is a short-term moving average, and a slow MMA is a long-term moving average.

If we use the VO set (5, 20) as an example, the setting would be Fast VMA at 5 bar and Slow VMA ito 20 bar. With 5 bar, a fast MMA is a shorter period, and with 20 bar, a slow MMA is a longer period.

Basically, VO calculates the difference between 2 VMAs. This calculation reveals volume jumps and possible abnormal volume activities. The VO tells us where the current volume is relative to the average volume over a long period of time.

If we look at the above VO setting, it means that when the VO is over 1 then the fast MMA is over the slow MVA and we can conclude that the amount of activity in the market is higher than usual. In other words, we can conclude that there is an unusual volume jump based on the parameters we set (5.20).

Knowing how the basis of calculation works in VO, the indicator becomes a very effective tool in your trading. You should never rely solely on trend-based technical indicators. By doing this, you will only see half of the overall picture and this will lead to more losses than wins. When you combine your trend indicators with an oscillator like VO, you will be able to differentiate whether trend changes are based on abnormal quantitative activities and make a better decision about whether to enter the trade.

The final thought is that a break in support combined with unusual volume activity should be considered a panicked sale, and the opposite with a break in resistance with an unusual volume jump which should be considered a greedy purchase.